As an artisan contractor, your tools, skills, and reputation are the foundation of your business. Whether you’re a plumber, electrician, carpenter, painter, HVAC technician, or another skilled tradesperson, you face unique risks every day on the job. At The O’Brien Agency, we offer tailored artisan contractor insurance solutions to protect your business, your assets, and your peace of mind across Canton, Norfolk County, and the greater Boston area.
What Is Artisan Contractor Insurance?
Artisan contractor insurance is a specialized form of business insurance designed to meet the needs of independent contractors and small trade businesses. It typically includes a mix of general liability, commercial auto, tools and equipment coverage, and more—depending on the type of work you perform and the job sites you visit.
Essential Coverages for Contractors:
- General Liability Insurance: Covers property damage or bodily injury caused by your work or while on the job site.
- Commercial Auto Insurance: Protects vehicles used for business purposes, including transporting tools and materials.
- Tools & Equipment Coverage: Reimburses you for stolen or damaged tools, whether they’re stored in a vehicle or on a job site.
- Workers’ Compensation Insurance: Required if you have employees—covers medical bills and lost wages for job-related injuries.
- Umbrella Coverage: Provides additional liability protection beyond the limits of your base policies.
Why Choose The O’Brien Agency?
As a local independent insurance agency, we understand the challenges Massachusetts contractors face—tight deadlines, job site risks, and rising material costs. We work with top insurance carriers to build a custom policy that protects what matters most without overpaying for coverage you don’t need. Plus, we’re here for you long after your policy starts—whether you need a certificate of insurance for a client or help filing a claim.
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Don’t leave your business exposed. Contact The O’Brien Agency today for a free quote on artisan contractor insurance—and let our experienced team help you protect your livelihood with confidence and clarity.