Workers Compensation

If you own a business in Massachusetts with employees, workers’ compensation insurance isn’t just smart—it’s required by law. At The O’Brien Agency, we help employers across Norfolk County and the greater Boston area secure affordable, compliant workers’ comp policies that protect both their employees and their bottom line.

What Is Workers’ Compensation Insurance?

Workers’ compensation insurance covers medical expenses, lost wages, and rehabilitation costs for employees who are injured or become ill due to a job-related incident. It also provides liability protection for employers in the event of a lawsuit related to a workplace injury.
From slip-and-fall accidents to repetitive motion injuries, workers’ comp helps businesses manage risk while ensuring injured workers get the care and support they need to recover.

What Does It Cover?

  • Medical treatment for work-related injuries or illnesses
  • Partial wage replacement while an employee is unable to work
  • Rehabilitation or physical therapy costs
  • Death benefits for surviving dependents
  • Employer liability protection for covered incidents

 

Who Needs Workers’ Comp in Massachusetts?

In Massachusetts, any business with one or more employees—even part-time—must carry workers’ compensation insurance. This includes corporations, LLCs, and sole proprietorships with hired help. Penalties for noncompliance can be severe, including daily fines and potential business shutdowns.
Why Choose The O’Brien Agency?
As a trusted independent insurance agency in Canton, we make workers’ compensation simple and stress-free. We work with top-rated carriers to provide competitive rates, fast quotes, and guidance tailored to your industry—whether you’re a contractor, retailer, office manager, or property owner. Our local team is always available to answer questions, handle policy changes, or assist with claims.
We can also help you explore pay-as-you-go workers’ comp options or bundle your coverage with general liability and commercial property insurance for added savings and convenience.

 

Stay compliant, protect your team, and safeguard your business. Contact The O’Brien Agency today to request a quote and learn how we can help you find the right workers’ compensation insurance for your business.