Secure, Predictable Retirement Income with Fixed Annuities
If you’re looking for a stable, low-risk way to grow your retirement savings, a fixed annuity may be the perfect solution. At The O’Brien Agency, we help individuals across Canton and the greater Boston area protect their financial future with customized annuity solutions tailored to their long-term goals.
What Is a Fixed Annuity?
A fixed annuity is a type of insurance product that guarantees a specific rate of return over a set period of time. You contribute a lump sum or make scheduled payments, and in return, the insurance company provides you with guaranteed interest growth and, in many cases, a predictable stream of income during retirement.
- Fixed annuities are ideal for conservative investors who want:
Principal protection - Guaranteed returns, regardless of market performance
- Tax-deferred growth
- The option for lifetime income or a set payout period
- Key Benefits of Fixed Annuities
- Stability: Your principal and interest are protected, making fixed annuities a low-volatility option.
- Tax Advantages: Earnings grow tax-deferred until you begin receiving payments, allowing your investment to grow more efficiently.
- Flexible Payout Options: Choose from income for life, a certain number of years, or lump-sum withdrawals.
- No market exposure: Unlike variable annuities, fixed annuities are not tied to stock market performance.
Why Choose The O’Brien Agency?
As a local, independent agency, we’re here to simplify the annuity process. We work with reputable insurance carriers to help you compare annuity products and find the best rate and contract terms based on your unique retirement needs. We take the time to explain your options, including fixed indexed annuities and immediate annuities, so you can make confident, informed decisions.
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Ready to create a more secure future? Contact The O’Brien Agency today to schedule a free financial consultation and learn how a fixed annuity can help you build guaranteed income for retirement—without the stress of market fluctuations.